Three steps,
one continuous loop.
Every holding, one picture.
Add what you own by ISIN, across every broker and wallet. Two funds that look different but hold the same thing stop counting twice.
See the drift as it happens.
Set a target once. The gap between what you meant to hold and what you actually hold becomes a number on screen — not a yearly surprise.
Know exactly what to buy.
The exact trades that close the gap — or the amount to contribute instead, if you would rather not sell and trigger the tax.
Four jobs your spreadsheet does badly.
The plan goes down to each fund you own.
The demo at the top of this page works in asset classes. The product does not stop there: “buy €900 of bonds” becomes “buy €540 of one fund and €360 of the other”, split across what you actually hold, with the amounts reconciled to the cent.
“Well spread” stops being a feeling.
A concentration score built on the effective number of independent positions, not the raw count. Ten holdings where one is half the book does not score like ten equal ones.
Decide where the money goes before it arrives.
Split income into envelopes and sub-envelopes, each tied to the platform and the account the money actually sits in — so the plan on paper matches the accounts in reality.
Find out whether rebalancing would have helped.
Run a mix through real weekly price history with monthly, quarterly or annual rebalancing, and compare it against leaving the same mix alone. Equities and ETFs are not connected yet.
Your allocation, in your pocket.
The same portfolio, the same numbers, built for the screen you actually check them on. Everything below already works on the web today — the app is how it will feel at a glance.
If you already know what you're doing, we help you make it even better.
Allocations is not a brokerage or investment platform. It is an independent tool that helps you track and manage what you already hold, wherever you hold it.
All market data is pulled from public and licensed financial APIs. Anything we cannot price is reported as unpriced — never estimated, never counted as zero.
Every plan is a set of moves to act on yourself at your own broker. Allocations never places a trade and never asks for the credentials to.
Start free. Upgrade only if it earns it.
Every plan starts on the free tier — no card is taken until you choose to upgrade. Compare plans in full.
Compound interest calculator
See what regular contributions turn into over time — and what charges and inflation take back out. Runs entirely in your browser, stores nothing, and works without signing up.
Good questions, answered plainly.
No. Allocations is an independent analysis and portfolio-tracking tool. We are not affiliated with any bank, broker, or investment institution, and we never execute trades on your behalf.